20 beautiful Florida beach towns you can actually afford to live in

Sure, day trips to these spots are appealing, but we've laid out some charismatic aspects of nearby coastal towns like housing and living costs, the best eats, the local nature and bucket-listable things to do that might inspire a shore-side relocation on your part.

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Palm Coast
Median Home Price: $196,900
Why you should move here: This South Florida beach town has several beautiful parks like Waterfront Park, which runs seven miles around the city. While here, head to Bings Landing to check out a relaxing boat launch area with wonderful water views and some allegedly fantastic eats at Captains Bar B-Que. Princess Place Preserve is another nice little sanctuary from the hustle of the more populated cities surrounding Palm Coast. 
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Palm Coast

Median Home Price: $196,900
Why you should move here: This South Florida beach town has several beautiful parks like Waterfront Park, which runs seven miles around the city. While here, head to Bings Landing to check out a relaxing boat launch area with wonderful water views and some allegedly fantastic eats at Captains Bar B-Que. Princess Place Preserve is another nice little sanctuary from the hustle of the more populated cities surrounding Palm Coast.

Photo via minty.minty.minty/Instagram
Fort Pierce
Median Home Price: $112,300
Why you should move here: The city houses the National Navy Seal Museum as well as the Sunrise Theatre in the middle of old downtown, which brings concerts and other live events to the less heavily trafficked performance hub. That, coupled with decadent features like the Heathcote Botanical Garden, the Manatee Observation Center, and Al’s Family Farms makes Fort Pierce yet another homely town worth a beach-aimed relocation.
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Fort Pierce

Median Home Price: $112,300
Why you should move here: The city houses the National Navy Seal Museum as well as the Sunrise Theatre in the middle of old downtown, which brings concerts and other live events to the less heavily trafficked performance hub. That, coupled with decadent features like the Heathcote Botanical Garden, the Manatee Observation Center, and Al’s Family Farms makes Fort Pierce yet another homely town worth a beach-aimed relocation.

Photo via wogedi/Instagram
Deerfield Beach
Median Home Price: $153,800
Why you should move here: North of Fort Lauderdale sits this boater's paradise. Besides stellar beaches, plenty of solid golf courses freckle the landscape, so hone your stroke before selecting this city for your next home. 
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Deerfield Beach

Median Home Price: $153,800
Why you should move here: North of Fort Lauderdale sits this boater's paradise. Besides stellar beaches, plenty of solid golf courses freckle the landscape, so hone your stroke before selecting this city for your next home.

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Pensacola
Median Home Price: $132,100
Why you should move here: This historic settlement turned revered vacation destination could be your next home. While here, grab a seafood masterpiece at Skopelos at New World, or perhaps visit one of the many historical spots, like the National Aviation Museum. Perdido Key State Park offers great swimming and surfing if that is more your caveat, but know that sharks are common. So tread lightly. 
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Pensacola

Median Home Price: $132,100
Why you should move here: This historic settlement turned revered vacation destination could be your next home. While here, grab a seafood masterpiece at Skopelos at New World, or perhaps visit one of the many historical spots, like the National Aviation Museum. Perdido Key State Park offers great swimming and surfing if that is more your caveat, but know that sharks are common. So tread lightly.

Photo via fit_becky/Instagram
Daytona Beach
Median Home Price: $125,200
Why you should move here: The Daytona 500 rolls through this beachside beauty of a town yearly and is worth witnessing at least once. March and April are a bit daunting, since Daytona is the unofficial spring break capital of the world, but if these two events tug at your heart strings, then maybe this party hub is your next home-in-waiting. 
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Daytona Beach

Median Home Price: $125,200
Why you should move here: The Daytona 500 rolls through this beachside beauty of a town yearly and is worth witnessing at least once. March and April are a bit daunting, since Daytona is the unofficial spring break capital of the world, but if these two events tug at your heart strings, then maybe this party hub is your next home-in-waiting.

Photo via travelnovascotia/Instagram
Gulfport
Median Home Price: $167,300
Why you should move here: The Art Village Courtyard has storefronts like T and Me Tea Company as well as the Philanthropy store, which serves the public through various social projects. If you’re still hesitant to take the bait, then drive down and mull it over with a fishing day out on the Walter and Bert Williams Fishing Pier.
Photo via scrunchions99/Instagram

Gulfport

Median Home Price: $167,300
Why you should move here: The Art Village Courtyard has storefronts like T and Me Tea Company as well as the Philanthropy store, which serves the public through various social projects. If you’re still hesitant to take the bait, then drive down and mull it over with a fishing day out on the Walter and Bert Williams Fishing Pier.

Photo via scrunchions99/Instagram
Lake Worth Beach
Median Home Price: $165,400
Why you should move here: Kayaking and canoeing fools flock here during the warm months. So, why not one-up those part-timers and build your nest on the extremely spacious and private shores of Lake Worth. Callaro’s Steakhouse, which was voted best steakhouse in Lake Worth by Tripadvisor, is worth your fork's attention. 
Photo via jayy_crane/Instagram

Lake Worth Beach

Median Home Price: $165,400
Why you should move here: Kayaking and canoeing fools flock here during the warm months. So, why not one-up those part-timers and build your nest on the extremely spacious and private shores of Lake Worth. Callaro’s Steakhouse, which was voted best steakhouse in Lake Worth by Tripadvisor, is worth your fork's attention.

Photo via jayy_crane/Instagram
Fort Walton Beach
Median Home Price: $165,400
Why you should move here: The Emerald Coast Science Center with its wind tunnel experiments and interactive exhibits is just one of the several magnetic aspects of this beachside gem. This subtle beach haven is home to the Air Force Armament Museum and favored local restaurant the Original Waterfront Crab Shack is capable of sliding into your favorite eatery slot.
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Fort Walton Beach

Median Home Price: $165,400
Why you should move here: The Emerald Coast Science Center with its wind tunnel experiments and interactive exhibits is just one of the several magnetic aspects of this beachside gem. This subtle beach haven is home to the Air Force Armament Museum and favored local restaurant the Original Waterfront Crab Shack is capable of sliding into your favorite eatery slot.

Photo via sergeydredd/Instagram
Apalachicola
Median Home Price: $152,500
Why you should move here: There are several historic spots that show what Apalachicola holds dear (besides their justly famous oysters): Orman House Historic State Park, the Three Servicemen Statue, the Maritime Museum, and the Raney House all help strike nostalgia and respect for this town. The intimate Dixie Theatre offers performances several days a week. Try out Oyster City Brewing Company for some local takes on suds.
Photo via Apalachicola Riverkeeper/Instagram

Apalachicola

Median Home Price: $152,500
Why you should move here: There are several historic spots that show what Apalachicola holds dear (besides their justly famous oysters): Orman House Historic State Park, the Three Servicemen Statue, the Maritime Museum, and the Raney House all help strike nostalgia and respect for this town. The intimate Dixie Theatre offers performances several days a week. Try out Oyster City Brewing Company for some local takes on suds.

Photo via Apalachicola Riverkeeper/Instagram
Melbourne
Median Home Price: $157,100
Why you should move here: This surfer’s paradise is pretty cheap, though beachside property is much pricier. If you don't need to be right on the water, it holds plenty of outdoorsy options to gravitate toward. Check out Ritch Grissom Memorial Wetlands, where you can drive through gator-filled swamps. 
Photo via adventurewithjenn/Instagram

Melbourne

Median Home Price: $157,100
Why you should move here: This surfer’s paradise is pretty cheap, though beachside property is much pricier. If you don't need to be right on the water, it holds plenty of outdoorsy options to gravitate toward. Check out Ritch Grissom Memorial Wetlands, where you can drive through gator-filled swamps.

Photo via adventurewithjenn/Instagram
Vero Beach
Median Home Price: $182,700
Why you should move here: A seaside village is what Vero has aimed to be over the years, and thanks to its rule banning any standing structure taller than four stories, has achieved its goal. Oprah can stroll through the town center last year without any hindrance, if that helps paint a picture as to how quiet and calm Vero can be. Outdoor spaces like the McKee Botanical Gardens and the Environmental Learning Center, which is a 64-acre natural lagoon island preserve offering up an entree of fun for both you and the familia, make the community oriented Vero Beach an intelligent spot to consider plopping your new home. 
Photo via Joe Semkoq/Facebook

Vero Beach

Median Home Price: $182,700
Why you should move here: A seaside village is what Vero has aimed to be over the years, and thanks to its rule banning any standing structure taller than four stories, has achieved its goal. Oprah can stroll through the town center last year without any hindrance, if that helps paint a picture as to how quiet and calm Vero can be. Outdoor spaces like the McKee Botanical Gardens and the Environmental Learning Center, which is a 64-acre natural lagoon island preserve offering up an entree of fun for both you and the familia, make the community oriented Vero Beach an intelligent spot to consider plopping your new home.

Photo via Joe Semkoq/Facebook
Lynn Haven
Median Home Price: $193,800
Why you should move here: Sitting not too far north of Panama City is Lynn Haven, beckoning you to join its retiree paradise. It is a quaint community so close to the tourist hub to the south that entertainment, like Flippers Dolphin Tours and other Panama City-based adventures, is easily accessible, while maintaining a much more affordable housing market. A performing art center, the Kaleidoscope Theatre, brings plays and other events to the heart of the town, and the locally renowned Victoria’s Last Bite is an ominously titled restaurant that further drives home the retired feel that this town puts off.
Photo via mrskelseysuggs/Instagram

Lynn Haven

Median Home Price: $193,800
Why you should move here: Sitting not too far north of Panama City is Lynn Haven, beckoning you to join its retiree paradise. It is a quaint community so close to the tourist hub to the south that entertainment, like Flippers Dolphin Tours and other Panama City-based adventures, is easily accessible, while maintaining a much more affordable housing market. A performing art center, the Kaleidoscope Theatre, brings plays and other events to the heart of the town, and the locally renowned Victoria’s Last Bite is an ominously titled restaurant that further drives home the retired feel that this town puts off.

Photo via mrskelseysuggs/Instagram
Dunedin
Median Home Price: $203,400
Why you should move here: This charming city offers an assortment of entertaining spots like the ferry-accessible Caladesi Island Park and the Pinellas Trail. Their other natural gem, Honeymoon Island, offers secluded hikeable trails in a historic setting that lacks any sign of modern touristic development. Baseball enthusiasts will be interested to know that the Toronto Blue Jays host their spring training in Dunedin.
Photo via dunedindays/Instagram

Dunedin

Median Home Price: $203,400
Why you should move here: This charming city offers an assortment of entertaining spots like the ferry-accessible Caladesi Island Park and the Pinellas Trail. Their other natural gem, Honeymoon Island, offers secluded hikeable trails in a historic setting that lacks any sign of modern touristic development. Baseball enthusiasts will be interested to know that the Toronto Blue Jays host their spring training in Dunedin.

Photo via dunedindays/Instagram
Cape Coral
Median Home Price: $205,000
Why you should move here: Cape Coral has several spots worth checking out, including the Sun Splash Family Waterpark. There are also several kayak and fishing charters that can take the intrigued Coralian out onto the high seas. There are plenty of seafood goldmines here, like the Dek Bar and Lobster Lady Seafood, all of which offer the locals some freshly caught dinner. There is also a weekly farmers market in the town square. The Wicked Dolphin Rum Distillery is here, and worth your attention. 
Photo via Chris Cifatte Wink News/Facebook

Cape Coral

Median Home Price: $205,000
Why you should move here: Cape Coral has several spots worth checking out, including the Sun Splash Family Waterpark. There are also several kayak and fishing charters that can take the intrigued Coralian out onto the high seas. There are plenty of seafood goldmines here, like the Dek Bar and Lobster Lady Seafood, all of which offer the locals some freshly caught dinner. There is also a weekly farmers market in the town square. The Wicked Dolphin Rum Distillery is here, and worth your attention.

Photo via Chris Cifatte Wink News/Facebook
Hobe Sound
Median Home Price: $256,000
Why you should move here: This gem sits north of West Palm Beach and provides locals with the visually pleasing Blowing Rock Preserve. Plus, Hobe Sound National Wildlife Refuge is nearby and can offer up glimpses of sea turtles, bald eagles or the elusive Floridian skunk. If you favor a home surrounded by nature than Hobe can easily be your next home.
Photo via andrealove95/Instagram

Hobe Sound

Median Home Price: $256,000
Why you should move here: This gem sits north of West Palm Beach and provides locals with the visually pleasing Blowing Rock Preserve. Plus, Hobe Sound National Wildlife Refuge is nearby and can offer up glimpses of sea turtles, bald eagles or the elusive Floridian skunk. If you favor a home surrounded by nature than Hobe can easily be your next home.

Photo via andrealove95/Instagram
Indian Harbour Beach
Median Home Price: $278,800
Why you should move here: Got a dog? The bring your pooch to Indian Harbour Beach’s Canova Beach Dog Park. You should also consider sampling the works of the pristine breakfast makers at the on-the-coast Sun on the Beach, with its well-known Southern-style breakfast items. The distance between Melbourne and this beachside town is so minuscule that you can easily take advantage of anything the larger town to the northeast has. 
Photo via johnkrausphotos/Instagram

Indian Harbour Beach

Median Home Price: $278,800
Why you should move here: Got a dog? The bring your pooch to Indian Harbour Beach’s Canova Beach Dog Park. You should also consider sampling the works of the pristine breakfast makers at the on-the-coast Sun on the Beach, with its well-known Southern-style breakfast items. The distance between Melbourne and this beachside town is so minuscule that you can easily take advantage of anything the larger town to the northeast has.

Photo via johnkrausphotos/Instagram
Ormond Beach
Median Home Price: $222,800
Why you should move here: All you’ll likely need is one drive around Ormond Beach’s 30-mile “loop,” with its overhanging foliage and its genuine Florida feel, to decide to settle down in Daytona’s neighbor to the north. Check out Andy Romano Beachfront Park where you can picnic with friends and family or simply lounge on a solo mission for inner peace. Also, the oceanic view providing Crabby Chris Beachside BBQ and Sweets is a local dining right of passage that deserves your patronage at least once. 
Photo via nester82/Instagram

Ormond Beach

Median Home Price: $222,800
Why you should move here: All you’ll likely need is one drive around Ormond Beach’s 30-mile “loop,” with its overhanging foliage and its genuine Florida feel, to decide to settle down in Daytona’s neighbor to the north. Check out Andy Romano Beachfront Park where you can picnic with friends and family or simply lounge on a solo mission for inner peace. Also, the oceanic view providing Crabby Chris Beachside BBQ and Sweets is a local dining right of passage that deserves your patronage at least once.

Photo via nester82/Instagram
Sarasota
Median Home Price: $273,000
Why you should move here: This winterless wonderland offers the Central Floridian plenty of cultural cookies in the form of art galas, access to the award winning Siesta Key beach, opera performances, the 10-day Sarasota Film Festival and many more enthralling events. With four hospitals, a great education system and 120 parks covering 3,000 acres of nature (not counting the 60 square miles that the Myakka State Park), Sarasota truly is a pricey paradise worth considering. 
Photo via Sarasota Florida Features/Facebook

Sarasota

Median Home Price: $273,000
Why you should move here: This winterless wonderland offers the Central Floridian plenty of cultural cookies in the form of art galas, access to the award winning Siesta Key beach, opera performances, the 10-day Sarasota Film Festival and many more enthralling events. With four hospitals, a great education system and 120 parks covering 3,000 acres of nature (not counting the 60 square miles that the Myakka State Park), Sarasota truly is a pricey paradise worth considering.

Photo via Sarasota Florida Features/Facebook
Tarpon Springs
Median Home Price: $234,900
Why you should move here: Lovers of loofahs and other spongy products will love the long-standing Tarpon Springs Sponge Dock. Near the squishy docks sits a Greek food temple, Hellas Restaurant, and it seems to be the hot spot to stop at when in town. Fred Howard Park is also a nice seaside ornament for the town. 
Photo via nikkisunshinewb/Instagram

Tarpon Springs

Median Home Price: $234,900
Why you should move here: Lovers of loofahs and other spongy products will love the long-standing Tarpon Springs Sponge Dock. Near the squishy docks sits a Greek food temple, Hellas Restaurant, and it seems to be the hot spot to stop at when in town. Fred Howard Park is also a nice seaside ornament for the town.

Photo via nikkisunshinewb/Instagram
New Smyrna Beach
Median Home Price: $265,400
Why you should move here: With a Marine Discovery Center and the historic Turtle Mound National Historic Site, this Atlantic-adjacent habitat is delightfully decorated with nature and breathtaking views. The historic downtown offers up quite a few cool restaurants and art galleries. When you've exhausted yourself at fine restaurants like Third Wave, the Garlic and Norwood's, stop by Frozen Gold for a soft-serve cone for dessert. 
Photo via captainfoods/Instagram

New Smyrna Beach

Median Home Price: $265,400
Why you should move here: With a Marine Discovery Center and the historic Turtle Mound National Historic Site, this Atlantic-adjacent habitat is delightfully decorated with nature and breathtaking views. The historic downtown offers up quite a few cool restaurants and art galleries. When you've exhausted yourself at fine restaurants like Third Wave, the Garlic and Norwood's, stop by Frozen Gold for a soft-serve cone for dessert.

Photo via captainfoods/Instagram